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The world nft of money is changing fast. On November 22, 2025, SWIFT will fully adopt ISO 20022 and retire its old messaging. Most people haven’t heard that only seven cryptocurrencies are already aligned with this new financial standard: **XRP, XLM, XDC, QNT, ALGO, HBAR, and IOTA**. If you want to know how this works and what it means, check out